Understanding Best Health Insurance

Understanding Best Health Insurance

Health Insurance in India has received wide acceptance by the masses in the metros. Keeping in mind today’s lifestyle wherein chances of procuring lifestyle diseases are very high getting your health insured is a very wise decision. Ultimately that is fun of living! If you enjoy good health then only you can lead a happy and contended life. But the underlying question is how to choose the best health insurance? Best health insurance does not mean purchasing any healthcare plan but a plan that provides you and your family a comprehensive coverage against the hospitalization expenses while undergoing inpatient treatment. The best health insurance would help you reduce the financial burden by settling the claims through reimbursements or availing cashless facilities.

How to select the best health insurance?

Today there is no dearth of health care providers in India. With people becoming more and more concerned about their health and getting their families health insured, many health care providers are emerging in the Indian market to provide the best health insurance.

Your best health insurance plan should cover the following:

* Day care treatments with not having the cap of minimum 24 hrs of hospitalization. Due to technological advancements some procedure (like D and C) may not require full day hospitalization, but the coverage should be extended in your policy.

* Hospitalization charges including cost of treatment, consultation fee of doctor, cost of medicines/diagnostic tests, room charges, ICU charges etc.

* Expenses towards Domiciliary hospitalization wherein the nature of treatment is such that insured can be taken care off at home (generally the case in India set-up) instead of recovering in hospital only.

* Pre and post hospitalization expenses towards the ongoing treatment till certain period of time.

* Critical illness coverage where a separate sum insured is available to bear the cost of treatment. The premium of policy that provides critical illness cover may be a bit high but keeping in mind the ailments that prevail in current scenario the best health insurance plan must be inclusive of it.

* Inclusion of pre-existing disease at a higher premium. Generally the health care providers would provide the cover to pre-existing ailments after 4 or 5 yrs of your association with them which would give them suffice time to understand your medical history. Before opting for any health insurance plan check if this provision would be extended.

* Tax benefit under section 80D up to Rs 15000 against the premium paid in a year.

In a nutshell, best health insurance is very subjective as it varies from person to person depending on their financial position and family support. So, analyze well your needs and go for the best insurance plan that would help you share your financial crisis at the time of need.

Kirti Saxena is a web enthusiast and a writer for different areas including insurance and banking and numerous other sectors. For more information visit: Best Health Insurance and Health Insurance India.

Canine Cancer Symptoms – The A – Z Of Dog Cancer Treatment & Prevention

Canine Cancer Symptoms – The A – Z Of Dog Cancer Treatment & Prevention

Are you concerned about canine cancer symptoms and want to know about the facts?

Perhaps you have a new puppy or your dog has been in your family for a long time. Whatever the age of your dog it is very important you know about the different forms of canine cancer.

You may not know it, but one in two dogs is likely to develop some form of cancer during their lifetime.

Dogs are two times more likely to develop leukaemia than humans. Four times more chances to suffer from breast cancer and eight times more at risk to bone cancer than us. And, they are 35 more times at risk of developing skin cancer than we are.

It’s true. Dogs have a much greater chance of developing some form of cancer than humans and the signs of canine cancer symptoms are much less obvious.

Now you can now see why cancer is the leading cause of non accidental deaths in dogs. There are currently over 35 million dogs in the United States either living with cancer or at great risk of developing cancer in their lives.

But the good news is if you know what to look for, how to identify canine cancer symptoms, what treatments are available and what the best forms of therapy and preventions are, you and your pet have little to worry about.

It is possible to triple your dog’s chances of survival. Knowledge and understanding is the key!

First you need to be aware of the different forms of dog cancer.

Skin cancer in dogs comes in four categories: Cysts, Papilloma, Lipoma & Hematoma

Epidermal Inclusion Cyst, also known as sebaceous cysts. These are common and are found all over the body. Poodles, Miniature Schnauzers, Spaniels and Terriers are the breeds most often affected. They are a dome like growth, up to an inch and a half in size, usually smaller and black in color.

Skin Papilloma’s on dogs are wart like growths, usually benign and will occur on the body, on the foot pads, and underneath the nails.

Lipoma in dogs is a benign fatty lump usually found just under the skin and can appear anywhere on the body but most likely in the belly/chest region and upper leg. They are very common in older dogs (8 years plus) and more often in bitches that are overweight. Certain dog breeds may be more at risk, but not limited to: Miniature Schnauzers, Doberman Pinschers, Labradors and mixed breeds.

A hematoma is a blood clot beneath the skin, caused by a blow or contusion. These are not technically a skin cancer. But can have similar canine cancer symptoms and if not treated can lead to cancer.

Calcifying hematoma is a hard mass similar to bone often found near an old fracture site, or may occur as a lump on the head. Because, they have the potential to turn into a canine bone cancer, calcifying hematomas should to be biopsied and possibly removed. Unlike skin cancer in dogs they are difficult to treat and often reoccur.

Other common forms of canine cancer are:

* Neoplasia In Dogs

* Dog Bone Cancer

* Mast Cell Tumors

* Lymphatic Cancer

* Canine Osteosarcoma

These can all manifest in many different forms E.g. Bladder cancer, Throat cancer, Spleen cancer, Thyroid Cancer, Eye cancer. Toe cancer, Lung cancer to name but a few. Some of these are quite common, others are very rare. But the good news is; not all dogs will develop cancer.

Please do not panic having read this

As a caring dog owner it is just something you should be very aware of and more importantly know where to find information about canine cancer symptoms, preventions and treatments.

A good place to learn more about caine cancer symptoms is http://www.cancertreatmentfordogs.com This publication has a heap of information on everything relating to cancer treatments for dogs.

Different Treatments And Services Provided By Olympia Eye Physicians

Different Treatments And Services Provided By Olympia Eye Physicians

An individual may need the help of an Olympia eye care professional if he is experiencing trouble with his vision. Several different services and treatment are provided by these professionals including LASIK, corneal refractive therapy, treatment of eye diseases, and annual eye exams. A person has a better chance of having strong vision for many years to come if they are seen regularly by a qualified eye care professional.

To improve a person’s vision, Olympia eye care professionals will perform LASIK eye surgery to reshape the cornea. Patients will no longer have to wear eye glasses or contacts after the surgery is completed. Since the LASIK surgery does not use a cutting tool, but rather a laser, patients will experience shorter recovery times and rather little pain. When the surgery was first introduced, not everyone was a candidate, but as the technology has improved, more people have the ability to get the surgery. Corneal refractive therapy is another service that is offered by Olympia eye care professionals. With this treatment, patients will wear specially designed lenses to restore their corneas while they are sleeping.

Eye care professionals treat many eye diseases in addition to surgery and therapies to fix eyesight. Patients can talk to a doctor about effectively treating a disease once a diagnosis has been made. Treatments such as a change in diet, medication, and vision workouts, but the options will vary depending on the patient’s diagnosis.

Even people who do not have issues with their vision should enlist the services of an Olympia eye clinic. By obtaining an eye exam each year, sufferers are able to protect their vision and detect any problems or abnormalities before they turn into serious conditions. An annual eye exam goes a long way in guarding a patient’s vision and is very quick and painless. With a thorough evaluation, doctors can diagnose nearsightedness, farsightedness, cataracts, tumors, and vascular irregularities. When issues are found early, patients can correct their vision with treatments such as glasses or contacts rather than surgery.

Olympia eye professionals and clinics are accessible to residents of the state of Washington as a way to preserve their eyes and treat any problems they may be experiencing. Regardless of whether the patients need LASIK, corneal refractive therapy, treatment of eye diseases, or just a basic yearly check-up, there is a doctor and staff of eye care professionals available to meet all of a patient’s needs.

Check out the high quality personalized eye care at Olympia eye clinic or just go to this link here.

Facing Childhood Obesity – Let’s take on

Facing Childhood Obesity – Let’s take on

Childhood obesity can be defined as the buildup of excessive or abnormal fat that can harm the health. It is a medical condition generally effecting teenagers and children. Children have minor weight related medical and health problems as compared to adults. Generally over weighted children are at the higher risk of becoming overweight adults with the risk of developing chronic diseases like heart diseases, diabetes, and high blood pressure for further life. Overweight children at times may also develop stress, sadness, and low-esteem and can lead to depression also.

What Causes Obesity in Kids?

There are varieties of reasons for a child being overweight and obese. Genetic factors, lack of physical activity, unhealthy eating habits are the most common cause for this disorder. In a very rare scenario, medical conditions like hormonal problem can be the reason of obesity.

Physical exam and blood tests can be done to check the possibility of medical condition as the cause for obesity.

Family history does play a vital role for children getting overweight but it is not necessary in every scenario. It all depends on the eating and activity habits of the member of the family.

Diet and activity level play an important role to check a child’s weight. In today’s time, several children spent a lot of time being inactive like spending more hours each day watching television or sleeping or playing computer and video games, etc.

What Diseases Are Obese Children at Risk For?

Being overweight is a root cause for several other diseases like:

High Blood Pressure
High Cholesterol level
Early Heart Diseases
Bone problems
Acne, fungal infection and various skin disease

Symptoms of obesity:

The symptoms of obesity are as follows:

Trouble in sleeping
Shortness of breath/ breathing problem
Osteoarthritis in weight-bearing joints, especially knees


The diagnosis can be done in various ways:
By calculating BMI (Body Mass Index):
BMI includes height and weight, is BMI of a body is 30 or more it clearly shows of obesity.

By Skin Calipers:
Calipers are the instrument used to measure the thickness of the skin. This can used to calculate the fat of the body.

Waist circumference is used to measure abdominal obesity. Women with waist size more than 35 inches and men more than 40 inches are at higher risk of obesity.

Obesity prevention can be done in various ways:
Maintaining a healthy body weight
Eating a well-balanced diet
Exercise on daily basis/regularly

Prevention of obesity is mandatory as once fat cells develop into the body they stay on forever, though we can reduce down the size of the fat cells controlling over our increased weight.

Weights loss can be achieved by:
Consuming less calories on daily basis
Increasing the activity and exercise time on daily routine
Prescribed diet pills from consulted doctor along with calorie restricted diet.
Surgery- Weight loss surgery called bariatric surgery can be considered if the BMI is greater than 40.

Contact Metro Hospitals & Heart Institute, best Heart and Childhood Obesity professionals and one of the Best Heart Hospitals in India to get proper world class treatment.

Two Simple Tips To Help You Identify and Treat Infant Asthma

Two Simple Tips To Help You Identify and Treat Infant Asthma

Please take extra caution and observe if your child seems to be continuously coughing, even long after the cold has healed, then it is time to bring your child to a doctor immediately.

This may indicate that he or she may be having first traces of infant asthma which is common in children between 5 to 12 years old. There are particular cases in which this form of asthma affects children that are even younger.

What is Asthma?

Asthma is a serious lung ailment leading to an allergic inflammation of the lungs. There are many reasons of how a child may be a victim of infant asthma.

What Are Asthma Attacks?

Asthma attacks among children are generally triggered by dust mites, pollens, certain type of molds, animal and soft toy furs, open-fire smoke, cigarette smoke, flour kept open in the kitchen, paints, certain chemicals, vigorous workout or excessive movements, sudden room-temperature changes, indigestion of food and many more.

But how do see if your child is having infant asthma? Basically there are a few symptoms for you to identify, and immediately take action by treating it before it gets worse. Infant asthma can be a serious condition if left untreated.

Tip #1 – How To Identify the disease

If you see your child having cough for an abnormal period, especially more than two weeks after the cold have healed; then it is time to act. Seek medical treatment immediately, and besides that clean your house of dust mites or any other reasons that you possibly suspect would be the cause of the asthma.

Besides that, according to research children who are exposed to even one course of antibiotics during their first year of childhood may be more at risk of developing infant asthma. Check for this in the child’s medical check-up reports and see if this can be a cause.

If you realize that your child seems to have coughing fits and shortness of breath while playing, or wheezes frequently at night and wakes up with coughing fits, or every time he catches a cold it turns into several days of wheezing or occasional complaints of tight chest and difficulty of breathing, or can’t tolerate active sports, or the chest sucks in below the ribs or below the neck when your child inhales, then the child should seek a medical check-up immediately.

Tip #2 – Treating and Curing

An asthma treatment is done to aim one of the types of attack, either to counter inflammation which is the swelling of the lining of the airways and soreness, and blocks the air passage, or bronchi-constriction in which the actual narrowing of the muscles due to the muscles that wrap around the air passage tightens up.

When you suspect your child of having infant asthma, consider watching over these few things.

What to watch for?

First, decide what type of asthma it may be according to the symptoms and types of attack given above.

Second, check how long the symptoms last for at least 6 months to see the symptoms’ persistence.

Third, if you think your child has infant asthma visit the doctor to check for wheezing immediately.

Once confirmed, there are several treatments available. Depending on the type of the infant asthma you can take allergy prevention action, or give the child infant asthma medicines such as steroids oral liquid, tablet medicines, steroid inhalers, Cromolyn inhalers, Leukotriene Inhibitors, nebulizers, and also dry powder inhalers.

Even though you may know the two simple tips on how to identify infant asthma, treating and curing it, but all these information will be of no use if no action is being taken.

Having the knowledge is not power, applying the knowledge is true power to free yourself the agony of having asthma again. You should never add to, or alter any component of your current asthma treatment without first consulting your physician.

However, many asthmatics sometimes tend to forget that even though they may know how to identify infant asthma is simply not adequate, they should be be conscious and aware that in order to have an asthma-free lifestyle, a proper and yet effective asthma recovery system is necessary. Even without a proper asthma management system, there will not be much asthma free lifestyle to hope for.

Applying the knowledge of how to identify infact asthma with an effective asthma management system even your little one can use to enjoy asthma-free life once again.

Eddy Kong WW is the author of a 7-day Asthma Recovery System, “How to Quickly & Effectively Treat Your Asthma Condition”. Drop by at Asthma Treatment for your free copy. Also do visit his Asthma Blog .